Investing

Framework (settled): VTI for wealth creation, cash/bonds for crash protection, Colombian property for diversification. Sequence: emergency fund → rebalance 401(k) / trim QQQ → exceptional property → financing after the deal. Mavi never places trades; fills and broker balances are marked unverified unless Carlos confirms.

📅 Earnings week — Oct 26–30 PLANS OPEN

Why pre-set plans: Wednesday stacks the FOMC decision (2 PM ET) and GOOGL's print after the close, and Thursday adds AMZN. Deciding the lines in advance — like the META template (hold, add nothing, watch FCF) — is what kept October's trades clean; deciding mid-print is how the pre-committed rules get broken.

Wed Oct 28 — FOMC decision 2 PM ET, then GOOGL after the close. Call 4:30 PM ET. Consensus EPS ≈ $2.94–3.02, implied move ±6.4%; capex guidance is the contested number. Thu Oct 22 anchors: close $324.22 · support $315.29 then $297.45 · resistance $335.72. Plan still unset — META template (hold, add nothing) or explicit lines. Baseline holding 71 sh (Sep 25/26 — not a live broker read).
Thu Oct 29 — AMZN after the close. Plan due before Thursday. 63 sh baseline; 30 sit in a Questrade RRSP (different tax handling).
Also: AON Wed Oct 28 · TT Thu Oct 29 · ABBV Fri Oct 30 premarket (consensus $3.74). Default: no action unless Carlos wants lines. MSFT reports too — market signal only, no direct holding.

Next step: Carlos sets the GOOGL line before Wednesday's close; AMZN before Thursday's.

🧾 Monday Oct 26 execution sheet EXECUTION UNCONFIRMED

SELL SPCX — 9 shares (SoFi). Standing plan: ~319M-share tranche unlocks today, ~798M more Dec 8. ≈ −$341 at Friday's close ($147.49). Presented for confirmation — no order placed by Mavi.
CANCEL any leftover QCOM stop if still working — the position closed Oct 22 at 174.481; a live stop (~168.50) risks an unintended short.
Check-only: MMM stop 166.40/165.90 · MU tactical stop 845/840. No TSM order Monday (Taiwan closed, FOMC Tue–Wed).

Premarket Mon: futures quiet (S&P +0.15%, VIX ~19.5, hike odds ~9%). META +2.6% premarket (~$657) on a reported $22.5B AI funding package. NVDA ~$213.50, still below its major averages.

🎯 Standing stances

META (31 sh): hold, add nothing. Q3 (Oct 21): revenue $64.6B (+26%), FCF −$2.1B — negative but far better than the ~−$9.1B feared. Negative FCF is the standing watch item; no trigger fired.
TSM: staged-buy proposal on the books (Lot B 407.50 DAY, hard exit Nov 2) — nothing placed.
AVGO: exit trigger fired Oct 16 (close < $334); whether the exit was executed is still unrecorded.
MRVL: clear of its $227.31 trigger (Oct 20 close $240.42).
XLC: decision rule converged (104/103-stop vs 105.03) — checkpoint runs automatically Wed Oct 28, 15:15 ET.

Automatic: MMM review Tue Oct 27 14:45 ET and the XLC checkpoint Wed run themselves and report to the main chat.

🗞 Daily business radar HEALTHY

Acquire.com (08:22 daily) and Flippa (09:22 daily) — 5 picks/day each, labeled by Carlos's price rule: ≤$100k = solo-buyable; over $100k = inspiration / build research (needs partners). Every set gets Phase 2 build-vs-buy research including audience and GTM — the code is almost never the asset; distribution is.

Logins re-verified Oct 26: both accounts signing in and completing runs read-only. Flippa still has zero verification items (only matters before bidding). Today's Flippa run is in progress.